Bad Money Habits You Need to Break this Year
It’s a new year. For some that means a time to set goals to achieve in the new year. However, many of us are hesitant to set goals we feel we may not be...
Tagged: credit
When Identity Theft Strikes: What You Need to Know to Keep Your Money Safe
Having your credit card or personal information compromised is the worst. Not only can it feel scary that someone has your most personal information, but it can also be a nightmare. Someone else is...
From A Lender’s Perspective: The Story Your Loan Application Tells
They say every picture tells a story—and it’s true. It may sound silly, but every loan application also tells a story. When you apply for a loan, it’s up to the lender to interpret...
Myth or Fact: How to Uncover the Truth about Managing Your Money
We live in a time where answers to our most pressing questions are a click away. The sheer volume of information existing on the internet can make it easy to learn new skills or...
Four Seemingly Harmless Money Mistakes You Should Avoid
Flawlessly managing your personal finances is not an easy task and requires a big dose of trial and error. It takes most people years to adopt truly effective and beneficial financial habits, and even...
Now What: Rebuilding Your Finances After You’re Done with Debt
Paying off old debts and rebuilding your financial health is a huge accomplishment. Feeling unburdened by past due bills is a great feeling. But, this feeling of relief can often be followed by the...
Applying For a Loan When Your Credit is Less Than Perfect
Dealing with less than perfect credit makes many situations tough. Think about buying a new home or car or trying to get lower interest rate on a credit card—each of these scenarios are made...
What You Need to Know About Your Credit Utilization Ratio
When it comes to working on your credit score, you likely already know how important it is to make your payments on time, avoid carrying big or overdue balances and be sparing with taking...
5 Things You Should Do For Financial Literacy Month
April is Financial Literacy Month. At New Credit America, financial literacy is a topic we care deeply about. To us, financial literacy means feeling empowered to make informed decisions about your finances. It means...
Hard Inquiry vs. Soft Inquiry: How Each Impacts Your Credit Score
Your credit score is a driving force in your financial future. A good credit score can help you achieve lower interest rates and higher credit limits when you apply for new lines of credit...